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Your trust is our top priority, so we check all reviews for accuracy and relevance. Additionally, we do not allow companies to alter or remove reviews. Got a great loan in a pinch. Rate was lower than expected with an easy payoff.
Hello I apply for loan through CashNetUSA and I was approved so yesterday I paid off the loan and try to reapply and I was denied how that when two weeks ago they approved me for a loan. So I and this nice lady was like they use a third party company now she ho also had the wrong information. So here's a honest, straight forward, no BS review. NO I'm not a robot or paid to review. I'm typing this review because of the amount of cry baby customers in these reviews I'm reading.
Let me tell you something so before you apply, you have a clue. Your credit sucks and you can't get a credit card B. You have no credit and you need cash now C. You're a horrible spender when it comes to money.
Instead of applying for a quick loan and getting pissed off at the interest rates and fee's, get a secured card, make a deposit and build your credit Back up then guess what? You get a beautiful credit Card with beautiful interest and amazing no fee conditions because the bank see's you as a financially responsible person! BUT some of you who are complaining about this loan company that yes!
They have high fee's, they require strict rules because the people that are Applying? They already KNOW your credit is bad. They already KNOW you suck at spending money.
If it bothers you so much, stop complaining and go get your score fixed up to get a pretty nice American Express card. Until you do that? Until you show the corporate banks you can handle money, You will be on a tight leash. That being said, I personally love this loan company. Yeah my credit sucks ass, do I complain? AND I pay it off quickly to avoid any fee's. Hence, being financially responsible. If you can handle that, you can apply and have a great experience.
If not, stop crying and go fix your credit first. My association with this company has been a lukewarm one. The most recent incident that has turned me off was a chat to a customer service rep. I tried various browsers and I tried again at work because sometimes I can access the site better at work. I don't know why. I kept getting an error when I clicked the "next button". The site would say "Failure to render page". So when I got this error again at work, I opened up the customer service chat page.
I have to watch the phones at work so chat was my only option. I explained the situation to the customer service representative and she told me that I had to make a partial payment and then extend the loan. I had extended the loan and then made a partial payment which did not bring the balance down at all. She cancelled that and I went and made a partial payment and extended the loan as instructed.
It was too late to talk to anyone at the company because their customer service office was closed so I had to go to my bank and under the advice of the banking specialist, I had my account frozen. Now I've had to send messages to the other legitimate pending bills explaining why they are not able to get their money and I have to go through the trouble of getting a new account because Cash Net USA's customer service representative advised me incorrectly.
They are very fast and the employees are above average, but their rates are rediculously high. Their interest is ridiculously high! This was not explained clearly in their offer. I have been paying on a loan with them for a while, and still owe more than I borrowed!
I will never use them again! I got an email from this company offering me a loan, then asking me for information to validate who Iam. How can I verify this is not the fraudulent individual? Taking advantage of people in desperate financial situations and slapping No matter how desperate you are there are other solutions.
Worst 12 months of payments in my life. I applied for a loan and was approved in the afternoon at 2:
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CashNetUSA is a short-term loan company that primarily issues payday loans. Their services are available in 31 states and the types of available funding, as well as the specific loan limits, interest rates, repayment terms, and additional fees, vary according to each state's laws. This is an invitation to send a loan application, not an offer to make a short term loan. This service does not constitute an offer or solicitation for payday loans in Arizona, Arkansas, Georgia, Maryland, Massachusetts, New York, Pennsylvania, or West Virginia. RISE Credit RISE, one of the many installment loan companies out there, is brought to you by Think Finance, the same guys who founded Payday One and Plain Green Loans.
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