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What was your primary reason for visiting this website today? Service my existing credit card account. Other reason please specify. Please enter a reason. I suspect that most folks who not even bother about this and that this will be a trivial issue. Though you can earn unlimited points, WorldPoints will expire in five years.
Back then, applicants for this card will either be approved for a Platinum Plus or Preferred version yes, an even lower tier. And the APR depends on which tier you get. For example, at one points in time it changes because rates changes , Platinum Plus members will get a fixed APR at 9. BOA says that whether you get the Platinum Plus version or the Preferred version depends on your credit rating though I would think MasterCard had every incentive to give applicants the higher version because the merchant interchange fees are higher.
Concierge Benefits - Cardholders get access a concierge service, which gives you personalized, exclusive assistance with reservations, referrals, and recommendations for dining, travel, entertainment, and a host of other services.
This is a really nice perks since it is normally reserved for annual fee high annual fee I might add cards. At present, it's travel rewards is slightly different from other programs like Membership Rewards, Ultimate Rewards and No Hassle Miles. It is similar in that you can use their portal and book flights and use points to redeem for them.
But WorldPoints also allows you to redeem tickets by using a fixed number of points based on a region and subject to a price ceiling. As with most other programs, I find that it is not worth using points for merchandise or gift cards. At the end of the day, it really boiled down to the reward program and your preference for the card issuer. So I am familiar with all three reward programs.
Back then, I felt that the Membership Rewards program was the best program because you got real value redeeming points for gift cards and they also had the most merchandise in their catalog.
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