Then last month I received a denial email for a loan that I had not applied for at all. I hope the FBI or the company can do something. You may be self-employed or receive income from a source other than an employer, but we will require you to have the ability to repay the loan. Honesty, accountability of 1 your clerks. I went to the one on Cave Creek and Greenway and dealt with Jaime.
Learn everything you need to know about ACE Cash Express. We offer financial help via cash advances, payday loans, prepaid cards, and more. Whether it’s an unexpected bill or cash emergency, we make it easy to get cash, if approved. Apply now for an instant decision. Apply for an installment loan through ACE Cash Express’s simplified online installment loan application process. If approved, you can get cash fast via direct deposit with a hour satisfaction guarantee. Payday loans in South Carolina at ACE Cash Express are fast and easy. Online payday loan application and instant decision.
Our simplified application process allows you to fill out and sign your loan documents on your computer without the need to fax unnecessary documentation. You can also apply for payday loan at certain ACE store locations. Just use the store locator to find a store near you, and apply in person. You do not need to be employed, but you need to have some sort of income.
You may be self-employed or receive income from a source other than an employer, but we will require you to have the ability to repay the loan. You may be retired or on disability. The key is to have a source of income. You will not be charged to apply for a loan, whether or not you are approved.
You will receive a decision immediately following completion of your application. If approved by 6: For verification purposes, we may need to contact you by telephone before your loan is approved.
Applications received on a weekend or holiday may be verified the next business day due to bank closures. You will be notified of the loan decision immediately following completion of your application.
If you are approved, you will immediately receive your approved loan amount in cash. Your payday loan will be due on your next approved payday loan duration is state-specific.
You will be informed of the due date if your loan is approved. How and when can I pay back? Online The amount you owe will be debited from your bank account on the day your loan is due. You should pay off your loan in the store where the loan was originated with cash on or before the due date. You will not be penalized for making an early payment. However, it may reduce the lender interest that accrues on your loan. In states other than Texas and Ohio, paying off a payday loan early may reduce the interest that accrues on your loan.
Every loan comes with a hour satisfaction guarantee. So if you change your mind about your loan, just return the principal within 72 hours and pay nothing more. To cancel the loan, please send an email to internetops acecashexpress.
You can also mail or deliver a signed and dated copy of the cancellation notice provided with your Credit Services Agreement, or other written notice, to:. You will need to include your name and loan number. Once we receive your notice, we will transfer the principal directly from your bank account. The written notice must be postmarked within 3 days of signing the contract. To cancel the loan, you must return the proceeds from your loan to the store where your loan was originated within 72 hours of receiving your loan.
Depending on your state, you may also be required to sign a cancellation notice that was provided to you at the time of approval. To refinance, you must return to our website and log in as a returning customer. Next, simply apply to refinance your loan.
The system will not allow you to apply if you are ineligible to refinance your loan. If you are approved, we will initiate a debit from your bank account for the fees due.
If your due date falls on a Tuesday, Wednesday, Thursday, or Friday, you must complete your refinance application before 7: If your due date falls on a Monday, you must complete your refinance application before 2: The cutoff times may be different in case of bank holidays.
You may be eligible for a payment plan. Call us at to discuss payment plan options. Visit your store to discuss refinance options. Contact your store for more information. Depending on your state, a Credit Services Organization CSO is a company that earns compensation by, among other things, helping consumers obtain loans from a lender.
Purchase transaction fee may apply, depending on which fee plan you selected. This option may not be available at all retail locations where the card is accepted. See Cardholder Agreement for details. Refunds are at par. None of the fees shown are assessed by MetaBank or the Card Association. To avoid the ATM fees, you can get cash back when making purchases using your PIN at many retailers, such as grocery stores. Applies to all Cardholders.
Apply Now for a Payday Loan Please correct the following item s: About Payday Loans What is a payday loan and how does it work? Online To apply for a payday loan online , all you need to do is fill out a simple online application , and sign a few forms online.
Payday loans are available online and in-store in the states below. During this time I was reading reviews about how much they scam people and he said "well, all those reviews are bad. I said I don't want a loan from him and if he messes with my account I'm calling the cops and hung up.
I've never had a loan company ask for my debit card before receiving funds OR want me to return a deposit to verify my account. Always on her phone or sitting in her Jeep.
She never wants to help the other young man out, never smiles and seems to hate her job. Management should really send a undercover boss there. You will see why that location never has customers.
I received an email stating that I was approved for a loan. I called the number and he was going over the terms. When I questioned this, he became defensive stating that I had entered it online. I understand going directly to the bank with someone constantly being late, but given our history that is not the way to treat good customers.
For more information about reviews on ConsumerAffairs. Now I am getting bad text messages that are threating ones. I will never go through this company ever again. So stay away from Ace Cash Express. I receive a call from Ace Cash. How much do you need? Can you handle that? Not about to happen. So he said, "Ok we can go another route. Do you have online banking? The credit bureau will then increase my score at a higher rating.
He said he will call me in the morning since it's already too late in New York to do anything. Made the request for a payday loan online on Friday but apparently it was considered after business hours.
So it said the money would deposit on the 25th. It's the 25th and not there. I called and was told it was sent out and could take 24 hours from the business date. Then telling me it would deposit on the 25th. So basically I've been waiting now for this emergency loan that I needed 3 days ago, for like, 4 days.
Now going on 5. At this point I almost don't need it anymore. I could've just waited for my payday. You're better off going into the store for an emergency need for money right away.
Or you'll be waiting 4 or 5 days for it. Not helpful at all. Accused for intent closing of bank account from Never had this occur in life! It is now No documents received pertaining civil action!! Asked for direct information, and received nothing until I mentioned speaking with my lawyer! Inquired about other alternatives to get matters resolved, very nasty demeanor. Was told must pay today on the spot in regards of preventing civil action. The news were alarming being, proper steps making certain parties receive proper literature.
Ace Cash is fraud fraud fraud. Get your lawyer involved. However when I arrived there was a note on the door stating the store was closed early due to the system being down. She advised I put the money back into my account and she will contact corporate to have it taken care of. What kind of business can't take a payment except thru cash? What kind of business can't take a "late" payment? In order to accurately review and address your issue, we will need some additional information from you.
Please contact us at customerservice acecashexpress. I am posting this in hopes real Ace Cash Express looks into scams. I was ripped off entire week's paycheck. Fool me once shame on you if you try again. Fraudulent emails from individuals claiming to be from ACE Cash Express may be threatening in nature, demand payment for unpaid debts, mention legal action, jail time, and action taken regarding your SSN.
If you are unsure if an email is from ACE Cash Express, please forward it to customerservice acecashexpress. I found out when my credit monitoring notified me. And I was instructed to call customer service. Well, the customer service rep was not helpful at all.
He kept repeating they "do" credit inquiries and didn't seem to see the big deal about hard inquiries. Then he hung up on me. I'm requesting that ACE remove both hard inquiries from my credit reports. Otherwise they won't get my business again. I have been getting a payday loan for over a year. I attempted last year to get a installment loan and I was denied even though my income qualified. Then last month I received a denial email for a loan that I had not applied for at all.
They charged my account three days early again and broke the contract again. I applied for the same payday loan again and was denied and claimed it was from a ACH payment that was five days late and still had not been paid I do not have any ACH payments set up with anyone and never have.
It is unjustified decision, that will cost me my job, and my rent payment will be short the amount that I was borrowing. I am a disabled senior and disabled veteran. I will be homeless next week if my rent is not paid in full by Wednesday. They have also, repeatedly withdrew my payment every time four days earlier than I agreed to pay it on.
Costing me almost sixty dollars in bank fees every month. Now my entire inheritance will be lost, I'll be living on the streets. I'm a sick old veteran, who has been victimized by Ace Express Loan Predatory lenders.
I do not have a late or unpaid ACH, they are committing fraud, violating a old veteran rights committing slander. It is my financial advisor's mission over the next two weeks to find a law firm to take my case, sue for damages, I will lose my car, job, and place to live.
FRAUD prejudices, inflicting harm and loss thefts. Honesty, accountability of 1 your clerks. I misplaced my wallet today. I didn't exactly know where it was.
I returned to the store. She kept it for me and returned it to me. She's also very helpful to me when I'm doing business. Thank you for being a loyal customer! I took out two online payday loans with Ace Cash Express. The first went fine. I paid in store on time. The second went fine and I went to a different store location to pay on time. The clerk clearly didn't know what he was doing. It took me a hour to pay. I even received after I left a email confirming the payment.
Two days later I got a email saying that my payment was past due. I called in and they apologized and explained the incompetent employee failed to remove a hold on my account so they tried to debit my account after paid and that is why I was past due. She removed the hold and apologized for the mistake. I have always paid on time and this is ridiculous. Call in to finally get a manager after three calls for this guy named Gary to say there is nothing he can do and try in store. All of two minutes on the phone and that's all he had to say.
No compensation no way to correct or clear my account or anything. This company is a joke. And now I see they are not even accredited so if you were hoping to get your credit score up with this loan you are wasting your time.
I can't even write this review without laughing hysterically that these people are still in business. I have never gotten a loan from this company.
Scratching my head too. I have gotten two payday loans with this company. My experience was positive both times. The application process was seamless. When I contacted customer service, the representative was courteous and professional. This is the only company I will continue to do business with. Thank you for your feedback! At ACE, we are proud of the dependable, quality service that we provide. Stay away from this non-accredited business.
I was alerted by my credit monitoring that a hard inquiry by Ace Cash Express was reported. After going through several phone calls of which no one could tell me anything I was given an email address to write to. All I wanted was for them to remove the inquiry from my report and to send me a Credit Inquiry Removal Letter. They are being unruly, they did not ask for consent to do a Hard Inquiry which is a requirement, the loan would have been secured via ACH should I have taken it.
They will ruin your financial life for 2 years. Imagine going to a bank for a car loan and they see on the traditional 3 major credit bureaus that a payday lender is listed as an inquiry, which is unheard of when it comes to payday lending and small dollar loans, the bank will laugh you out the door.
Again there was no consent to do a hard pull from the 3 credit bureaus. They have also without permission pulled money out of my bank account and I have no business with them! They need to remove these hard inquiries from my credit files. I do not agree to them. I canceled the loan prior to signing it up, I went to the storefront whom the Manager Shirley? But they have done so. I will be writing the Texas Attorney General and possibly suing for financial damages.
I received an e-mail stating I'm approved for an installment loan. So I called and they asked all sorts of questions regarding my banking then told me they needed me to provide them with my personal banking login information as they would make a trial deposit in my account then go in and withdraw that - then send me the amount they indicated I was originally approved for.
No way would I give anyone access to my bank account. Ace claims I took a payday loan online and they're suing for non-payment. I told them I never took any loan from them. I have never even cashed a check at their establishment. They claim to have 14 things of evidence and my computers IP address. They said loan was deposited in Bank of America. I have not had them for at least 7 years.
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Payday loans are short-term loans designed to help you pay for immediate expenses. Unlike an installment loan, the balance of a payday loan is due in full by your next payday. Learn more about ACE’s services and whether a payday loan is the right financial option for you. I took out two online payday loans with Ace Cash Express. The first went fine. ACE Cash is not an accredited business and gets security from ACH or debit cards as a payday loan lender/5(35). ACE Cash Express is a payday lender that claims to help you obtain cash quickly through instant approval. And with the company’s more than 1, retail locations across the country, they claim to offer an unparalleled level of convenience. But even though ACE Cash Express loans appear to provide /5(8).
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