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Not Helpful 3 Helpful 6. Whether you have a good or bad credit score you will always have the best chance of finding a personal loan through us. A car title loan works similarly to a home equity loan, insofar as your vehicle is used as collateral to secure the loan. Contact a large tax preparation firm for a refund anticipation loan. That's why we work with a large network of direct lenders giving very fast payday loan without faxing. At this point, you have to wait for a creditor who thinks you are a good investment to make you an offer. This is because the bank is taking a greater risk on your loan than on a loan to someone with a better credit score.

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