But then, those cards do also have better reward programs and rates. Leave your rating Application Process. Cash back is in the form of Canadian Tire Money that you may redeem for your purchases at Canadian Tire stores and affiliates. This includes millions of payment terminals all over the world as well as online stores. This card does not seem to have any insurance features at all. When they introduced that card init had the best rewards program in the market. This is one card that you do not want to transfer a balance and forget about it.
Cash Advantage ® Mastercard ® Get up to % cash back everywhere you shop, and up to 3% cash back at Canadian Tire. 2; View Details Apply Now; The Options Mastercard does not have an annual fee. Examples of borrowing costs (rounded to the nearest cent) assuming that all charges are purchases bearing interest at the regular annual rate of. If you are not approved for a card at the above rates, Canadian Tire Bank may still issue you a card at an annual interest rate of — % for all charges (excluding cash transactions and related fees) and % for cash transactions and related fees. For complete program details please read the Canadian Tire Gas Advantage Mastercard Terms and Conditions. The regular annual rate for persons applying for the Options Mastercard is % for cash transactions and related fees and % for all other charges. The Options Mastercard does not have an annual fee. Examples of borrowing.
They give you cash back up to 1. It is not that straightforward. Thereafter you may earn 0. You may earn cash back at movie theaters, restaurants, grocery stores, retailers, drug stores and online shopping.
May be these are not your preferred stores as you love going to Costco. This card does not seem to have any insurance features at all.
You may purchase an optional credit protection insurance coverage. This includes millions of payment terminals all over the world as well as online stores. These merchants may display the MasterCard logo. PayPass option is also available with this card. They credit your cash back rewards directly into the account. This may be during your card anniversary month. If you do not want to wait till the card anniversary then you may call and redeem your cash back anytime. There is no limit on the amount of cash back that you may earn.
Information about rates and product may change at any time. This review does not constitute financial advice in any form. You may get in touch with the supplier for complete details. Canadian Tire is not responsible for maintaining the content on this site. Cons Overall cash back rate is very low No promotions for balance transfers.
Summary The market is flooded with a myriad of cards having rewards options as per your shopping habits. Leave your rating Application Process. Cash Back Credit Cards. What card users say Most recent Top score Most helpful Worst score. Be the first to leave a review. This card comes with no annual fee for the primary and additional cards. However, the annual purchase interest rates are high as they range from So, if they set the APR at That is too high as there are cards in the market with no annual fee, lower rates, and much better rewards programs.
If you just need a card with no fee and shop a lot at Canadian Tire then this may be the right card for you. However, you may find competitors with better rewards programs and rates with no annual fee. They charge a high annual purchase interest rate of In fact, the fine print at the bottom of the application does mention this upfront.
If you are not sure about your credit score then you may be uncertain about your interest rates as well. This is the highest prevailing in the market now and there are other cards with lower rates and better rewards offers. This card has no current promotions for balance transfers. In fact, they may charge an interest rate ranging from So, if you do transfer a balance to this card it is best to pay it off soon rather than pay for steep interest rates.
There are many ABM locations all over the world where you could get a cash advance with this card. The interest rate on cash advances is All foreign currency transactions that you conduct with this card are converted to Canadian dollars. This currency conversion is done at a charge of 2. All charges and fees are in Canadian dollars. For some currencies, they may convert the foreign currency first to US dollars and then to an equivalent amount of Canadian dollars. This fee is the standard rate and there are very few cards with a lower fee than 2.
Those cards may also have better redemption offers and lower interest rates. So, when you measure this card against other cards this card has lesser criteria to qualify on credit rating. If you are a regular shopper at any of these locations then good for you else this reward program may not work for you.
You may earn twice the number of points as Canadian Tire money on all other purchases. Apparently, there are no insurance benefits on this card.
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The Cash Advantage MasterCard by Canadian Tire has been around for a while now. When they introduced that card in , it had the best rewards program in the market. They charge $4 cash advance fee when they post the transaction to your account. Canadian Tire Cash Advantage MasterCard Cash Back Calculator. Groceries: $; Total. The Canadian Tire Options MasterCard is a retail credit card that is issued by Canadian Tire and is known for its reward programs, low interest rate and saving options. This content is part of the extensive resources on credit cards featured in freeadultwebcam.cf For Triangle Mastercard only: If you are not approved for a card at the above rates, Canadian Tire Bank may still issue you a card at an annual interest rate of — % for all charges (excluding cash transactions and related fees) and % for cash transactions and related fees.
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