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Muhammad K, Purchase, Closed August No cycle of debt if used wisely. They are extremely organized, customer service oriented, and were always available when I called or emailed. Thank to Matt and his team for making this purchase go smoothly and quickly. Late Payments of loans may result in additional fees or collection activities, or both. When getting a business loan, many small businesses look to traditional lenders and banks as their only funding option. The last lender I went to didn't even want to bother to help me fix the problem.

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9 Reasons To Use Cobra Loans

Personal loans are one form of unsecured credit. They do not require you to provide an asset e. A payday loan is a type of credit that is suitable for when emergencies occur. If you are strapped for cash to cover short-term emergency expenses until your next payday, payday loans could be a suitable solution for your needs.

They do not require collateral in form of assets like a car or a house; As part of the qualifying criteria, you will need to have a regular income. Yes, I know how a hurdle it can be to get a loan especially if you have poor credit history or worse, no credit history at all.

Guarantor Loans can get you the cash you need with the help of another person with good credit history to back you up. A guarantor could be a work colleague, friend, or a family member with good to impeccable credit rating.

Do note however that the guarantor would be subjected to routine credit checks before loan approval or they may have to provide ID, bank statements, or other financial documents as necessary. In the even that you happen to default on loan repayments, your guarantor will have to cover your contractual repayments for you. The Money Advice Service explains that logbook loans are: Loans secured on your vehicle, so the lender owns your vehicle until you pay the loan back.

You can keep on using your vehicle as long as you repay the loan. However, logbook loans are expensive and risky and you should avoid them if you can. We know how agonizing it is to be rejected or had to wait for days or weeks when you need cash NOW — yet you have to painstakingly wait for a decision. Unsecured loans are loans that are not secured against property or a vehicle, so they do not rely on collateral as a security; You will be assessed depending on your financial standing and credit reputation.

Lenders and providers will assess you based on your creditworthiness and ability to repay the loan. Your emergency is our emergency. Our Business is primarily connecting you with the right loan provider for your needs. Our service is completely free and applications can be completed within a couple of minutes.

By completing one application form, unsecuredloans4u. Simply take a few minutes of your time and fill out your details on the form above and your application could be matched with one of Unsecuredloans4u. This is all done using a custom-made algorithm. For instance, if your credit score is poor then it would definitely benefit you to have a guarantor.

Should you not be able to find a guarantor, there are still other options available to you. If you apply through our website, unsecuredloans4u. You are under no-obligation to proceed with the option you are presented with. You would probably think why we do this or probably wonder what we get from helping you out with your financial needs? We are a loan introducer and we get paid by unsecuredloan4u.

Our service is completely transparent. With us, you will never have to pay a fee; our service is completely free to the consumer. With us, you will never have to pay a fee nor will we receive a commission from the lender so you are guaranteed that we have your best interests at heart and not the lender that pays us the best. The panel of lenders are ordered so that you get the best outcome for your search.

Excellent customer service , made actual phone calls to explain each step along with the emails. Without your hard work and expertise, I doubt this purchase would have been able to happen. My wife and I cannot express enough gratitude and are very much looking forward to moving into our new home. At the closing, my attorney expressed how impressed he was with your ability to stay on top of everything and seamlessly move throughout the process.

I know that in the future I will recommend your services to all of my friends and family should they be looking at a home purchase or to Purchase, Closed October Thank to Matt and his team for making this purchase go smoothly and quickly. These guys are the best! Guaranteed Rate made the experience of buying my first home, pain free.

Everyone on Matthew Paradis' team was extremely attentive and helpful. I will be recommending them to friends and family. Matt Paradis and his staff went far beyond expectations! As first time home buyers they kept in contact with us and explained the process very well.

We are incredibly happy with how things were handled by them and will recommend to anyone in need of a home loan as they made the process hassle free! Having been a Loan Consultant for several years, I know of many unexpected things that could arise before the loan is finally closed. As it turned out we did have one "make or break" item that we had to contend with.

However Matt and his team handled it with ease and the loan closed without any problems. I would definitely recommend Matt and his team without a single reservation.

Refinance, Closed July Guaranteed Rate - Matt and his team - were awesome to work with! They are extremely organized, customer service oriented, and were always available when I called or emailed. Matt came highly recommended. He helped us every step of the way and got us a great rate. He was able to get everything to us in a fast and timely manner no matter how late at night we asked for anything. I would recommend him to anyone looking to get a home!

Matt and his team work very well, especially the communications between the buyer and the lawyers. Once one step of the process was complete, all you have to do is wait for them to let you know the next steps.

They send friendly reminders of what's coming up or what's due. I recommend this team to anyone looking for a new home whether it's your first or next home purchase. Easy to work with and smooth closing. Matthew Paradis helped me to secure a loan after I lost funding through another lender. He worked over the Labor Day Holiday and reviewed my documentation. He was always quick to answer any questions and he helped me through the process. I couldn't thank him enough.

I felt very well taken care of by Matt and his team. My conversations with Matt were very pleasant. I really appreciated his kindness and patience as we worked through things! Great mortgage lender, Matt Paradis helped me out every step of the way. I shopped around and found Guaranteed Rate to be the best. Thanks again for your service! Muhammad K, Purchase, Closed August Matt Paradis was awesome right from the beginning, he was very responsive and took the time to explain things to me.

His team was great, they had a really good process that was clearly communicated. The app was really cool and easy to use. Matt and his team made the entire process extremely easy and very transparent. I had previously bought a house, but this is the first time I felt like I was actually educated on the process and felt extremely comfortable with the purchase. They were great to work with and extremely organized and responsive. I would recommend them to anyone I know looking for a mortgage company.

Matt Paradis and his team in particular Amy Schoenthal really went above and beyond to ensure I always understood what was going on in the process and what my options were. They made the incredibly intimidating process of buying a home much less stressful, and I'm very grateful.

They made our process quick and easy from start to finish. Purchase Closed June I can't say enough about Matt Paradis and his team. Communications and responses were very prompt, pleasant and clear. I will certainly recommend Matt and his team when given the opportunity. The process was fairly easy with Guaranteed Rate, though at the end I felt like I was begging for someone to tell me what still needed to be done, what I should do, and having to reach out more often than I should to see what was still needed, where we were at, and what was next.

However, with that said, all of he people that I dealt with were extremely personable, informative, and willing to go that extra mile. Because of those things, I would use and recommend Guaranteed Rate again in the The whole team collectively worked together thru out my loan process.

Guaranteed Rate made me feel like family I will refer your company to all my family and friends thank you Ricardo, Matt, Georgann and Carla! The entire loan process from start to closing was easy. All of our questions were answered in a timely, professionally manner.

At all times I felt I knew what was going on. I knew what the status of my loan was and I knew what was expected of me. It was extremely satisfying to have that level of communication. Michael G, Purchase Closed May, This was the smoothest and most professional mortgage process I've been a part of. Matt Paradis and his team are exceptional to work with, and I would not hesitate to recommend them. Guaranteed Rate was the third company I went through to obtain my mortgage.

Several other companies were taking too long and were not helpful. Guaranteed Rate assured me that I will get approved and sure enough, I was! They were very helpful in helping my husband and I understand what exactly we needed to do to help get our credit scores up quickly. Although I felt that the paperwork was endless, I understand that this is what needed to be done and we were able to purchase our dream home at a Organized and the secured website made loading documents extremely easy and let you know where the loan was in the approval process.

The team's communication was great, the only hiccup was the escrowing of taxes and insurance, but that was resolved immediately. The best experience I have had buying a home and this is our 8th home that we have purchased. Matt Paradis and his team were incredible. At no point did I feel out of the loop or concerned that they would not handle any issues that came up. A truly 1st class team. Matt P and team were unbelievable to work with throughout. When I decided to use GR instead of my personal bank for lending; we had just had our offer on the house accepted, but since it was a Saturday, US Bank could not get ahold of a loan officer to help alleviate concerns I had with the whole process.

I reached out to Matt and he spent just over an hour with me on the phone on a Saturday to get everything rolling with GR and get me a firm monthly mortgage quote. From there, his team of Amy, I cannot thank all of you enough for a great experience with getting a loan for my new house. We threw many challenges your way and you have been nothing but helpful even when I was a pain in the butt! I will absolutely recommend Guaranteed Rate for anyone looking to close on a loan as this experience has been the best I have every had!

Matthew Paradis, and his team, were remarkable. Matt was great about being sure I understood everything. And, that I was prepared for the next steps in each process.

Amy Schoenthal made the closing processes move so effortlessly, it was like magic. They were all so amazing and helpful. They made my first house purchase so much easier, and less nerve racking, than I had expected it to be. I just want say thank you, so much. To you and your entire team. You can expect an outstanding review, from me.

Which shall include the names of everyone, that I can remember, who worked so diligently to make this deal move so smoothly. I am deeply grateful for all your patience and assistance. For everything you all helped explain. And for all the help, that your office did, to assist me in getting financially, and mentally prepared for this big milestone. And may the road We appreciate the extraordinarily high degree of professionalism you and your team demonstrated throughout the mortgage process.

It was very clear and easy to understand what we needed to do and why we needed to comply with specific requests.

It has been the least stressful house purchase we have ever done! Of equal importance was the kindness and patience your entire team exhibited. It felt as if we were working together with a trusted group of friends who wanted us to reach our goal. Matt and his team were awesome! Our loan was approved much faster than we expected and closed with no problems.

Everyone on our team was wonderful, especially Amy! The entire Geneva office did a tremendous job. Every one of my questions were answered to my satisfaction and my calls were promptly returned. My questions were answered quickly and my calls returned promptly. My loan closed on time as they promised and Guaranteed Rate gave me multiple options to consider. I met Matt at our closing and let him know I would highly recommend Guaranteed Rate to colleagues and friends who are in the market for a mortgage.

Thanks again for a great experience. They made it easy! Low effort on my part. The online document signing was extremely helpful and a significant time saver!

They also proactively communicated with me regularly. I always knew where I was at in the process and next steps! Thank you Matt Paradis!! The team I worked with were wonderful and always helpful when retrieving information I needed for the loan. The response time for my questions was excellent and communication was open and prompt. I would recommend to a friend for sure!

Matt and his team made this process very easy. They always responded quickly and took the time to explain things in a very simple manner. They would always let me know ahead of time what to expect and were great about calling to follow up. Thank you Matt, Amy, Matt and Linann. It is always a pleasure to do business with you and your team.

You never miss a deadline, I never have to worry about you following up and taking good care of my clients! Matt Paradis was great; the team was great; TransferSafe was very easy to use.

The entire team at Guaranteed Rate in Geneva made this process the easiest in the 7 homes I've purchased in my life. Matt Paradis started the process for me and introduced me to his team. They were exceptional at follow up and communication which makes it easy to know where I was at in the process at all times. Linann Vitoe was my loan coordinator and was very responsive whenever I had questions or needed further explanation. The team worked very well with my attorney and realtor so that all You made this process very easy to understand.

I loved using the secure website as it gave me all the documents I needed up front and was easy to upload the needed documents. Matt Paradis and his team are a pleasure to work with. Matt Paradis and his office were everything we could have hoped for.

My wife and I were first time home owners and Matt and his office were very helpful in making sure we understood everything we were doing and making it as easy as possible to get things completed.

We had heard good things about Guaranteed Rate from our friend and when we mentioned them to our realtor and lawyer they were glad we were using Guaranteed Rate.

A big thank you goes to Matt and his office! Matt Paradis would take calls anytime during day or night to help us out. He was always right on top of everything that needed to be completed and gave reminders for things that we hadn't finished yet. He would always tell us what the next steps were and would respond immediately anytime we had a question.

He was the most helpful person within the entirety of buying a home. A great guy, he is! Thanks [Matt] for all your efforts on this! It was great to work with you and your team Matt was wonderful and very easy to get a hold of. He was patient answering all our questions and worked hard to make loan close quickly. He and his team did a great job. Everyone in Matt's office is great to work with.

Loved all the friendly staff everything was so easy no stress thanks to all at Guarantee Rate. Matt was an amazing loan officer. He was very informative and we got our refinancing done quickly I never worry about Guaranteed Rate doing a great job.

We have been working with Matt for a long time and I could not ask for better service. They went the extra mile with regard to some business tax issues that I had, and were very quick to respond.

Without their efforts, we would not have closed on time. Matt Paradis has been most helpful and so was his excellent staff. We truly appreciate them all!! Everyone at Guaranteed Rate has been great! We thank everyone there for making it so simple. The loan refinance process was so streamlined. Many thanks to Matt and his team! Matt Paradis and his team were all amazing and helpful. I am a Realtor and I refinanced my home with Matt and I am in the process of purchasing a second home.

I feel like I do not need to worry about the financing end of the process. Matt and his team kept me informed every step of the way.

He informed me of what documents he needed. Once I delivered all the required documents it moved extremely quickly. It was a relief and a great comfort to know that I could check the loan off of my list of Once again you rock! Closing was smooth sailing and my sellers are thrilled! Thank you to you and your team! Seller's Realtor June, I just wanted to thank you and your staff for the excellent work.

I was impressed with the personal touch and professionalism of you and everyone in your office and the responsiveness of your whole team, and your ability to work quickly with the underwriting staff. I have recommended your services to someone already and will be eager to continue to do so. Matt Paradis and his team are exceptional! Excellent patience with all of my questions, concerns, fears and anxiety! Very knowledgeable team assisted me through the entire process.

Matt and his team were wonderful. Matt was very detailed in explanations and patient with all my questions and concerns! Funded May 23, It was so very appreciated and it also was literally mind-blowing in light of how long mortgage processing normally takes.

You did an outstanding job on behalf of the bride and groom and I couldn't think of a more deserving couple for whom to go to bat. Kudos all the way around! Matt Paradis' whole team made this a seamless process from beginning to end. Would highly recommend to anyone looking for a Mortgage or Refinance a current loan. Closing was under an hour for a 30 year fixed jumbo loan. Matt helped us with a loan 13 years ago and that is why we went back to him now.

He is a very fine man, always helpful, and we look forward to working with him again. Matt Paradis and his team did an amazing job!!! I know that it all seems like it's just paper, numbers, and emails, but the result of that are dreams fulfilled. So, from the bottom of our hears, thank you! I will be telling anyone who will listen that you all are the real deal and highly recommended!

Matt and his team were extremely helpful through the entire process. They were more than happy to answer any and all questions we had through a simple phone call. Matt Paradis and his team were very professional, informed, helpful, and reliable to get my loan approved and help my wife and I purchase our first home. Early on in the process Matt would be staying late on a Friday or Sunday to help us figure out how much we could afford and what our loan amount could be.

This whole process was completely new, and there was a lot of things we did not know and Matt and his team made us feel comfortable the whole way and we could ask any question we had. This is the only mortgage company that did what they say. From start to finish 3 weeks and they came to my house to sign the closing paperwork. Thank you [Matt] for all your help. Will definitely use you guys again. Nothing short of detailed, professional service!

Matt definitely looks out for his customer's best interests and I felt confident he was always "in the know" with what ended up being a very complex buying process no fault of Matt's! Matt Paradis and team were just awesome. Not just in how fast they were in securing the loan and the paperwork process but how organized they were in the whole process.

And a very friendly, professional team too. Outstanding communication even on evenings, weekends etc. Really great technology that is easy to use. Dedicated to a good experience.

The quickness of processing was amazing…the team was great to work with. We are very pleased with all the help from this team. They were responsive and patient with all the questions. My husband and I were first time homebuyers and did not understand much about the home buying process. Matt broke everything down so we could understand each step of the process. They were absolutely wonderful to work with! When we went to closing, they were quick to respond and get the money to the title company which allowed us to close in an hour.

I highly recommend Guaranteed Rate! Just wanted to say thank you for all of your help.

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