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We are trying to find the best loan solution regardless of your credit record. Our lenders provide personal loans for people with bad credit as well, loans with a fair APR based on credit records. Loan repayment should be easy and convenient and missing payments should always be avoided.
We always recommend repaying on time, and our representative examples assume that you will. If you are unable to pay on time, each lender has their own policies with regards to fees and interest, and how they collect outstanding debts. Most will contact you by phone or letter in order to rearrange payment. We suggest contacting your lender as soon as you are aware there is a problem, as otherwise, it may be noted on your credit record.
If you wish to renew your loan, you should contact your lender in advance. Most lenders will charge the same rate of interest and fees for another month on the entire amount owed.
Nonpayment may affect your credit score. Some lenders may pursue claimants by legal means in the event of repeated non-payment. All of the above varies between lenders. We do not charge any fee or cost to submit a loan request on 36monthloans. The APR on a personal loan from our network of lenders can range from The actual loan rate depends on the loan amount and term requested, as well as your credit score, usage, and history. This loan facility is multi-purpose and comes in affordable fixed equal monthly installments.
Increase your financial flexibility through loanable amounts ranging from Php25, to Php2,, subject to our approval. Flexible Terms — Choose among our payment terms 12, 18, 24 and 36 months to make your installments very affordable. Competitive Interest Rates — Manage your cash flow and enjoy low interest rates. See table of Interest Rates below. Convenient and Fast Processing — Apply within the comfort of your home or office. In addition, get your loan proceeds via Manager's Check or credit to your EastWest Bank nominated account.
Pick up at the Head office — The bank will release the loan proceeds by issuing a Manager's Check. The client is required to pick up the check from the head office of EastWest Bank. Delivery and Deposit to Account — A messenger will deliver the loan documents to the client's delivery address for sign-off and pick up the Post-Dated Checks.
Requirements will be returned to the head office. If all requirements are complete, the loan proceeds will be deposited to the client's account.
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