Online application gets the loans easy to get at by many people. Then I was told to call the IRS to verify if things were kosher on their end. Otherwise I would never have been able to find the error in the software's calculations. I was charged with late interest fees from the IRS and state tax agency on top of the balance due, since it was way past the filing date. You dont actually have the money to back that loan, and to save their behinds, they may only loan you a very small portion of what your actual refund will be. Clients who purchased the lower level of software would not have been able to find this error unless they were very familiar with Capital Gains calculations. I am on SS and a tiny pension and nothing changed from one year to another.
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